Using Medicare and Medigap away from home, at home and abroad. Independent educational site. Not affiliated with or endorsed by the U.S. government, the federal Medicare program, or any insurance company. Figures are 2026 amounts published by CMS unless noted; check Medicare.gov for your situation.
- Medigap's foreign travel emergency benefit: 80% after $250, up to $50,000
How the foreign travel emergency benefit in Medigap Plans C, D, F, G, M and N works, its limits, and when you still need travel insurance.
- When Medicare pays outside the United States, and when it doesn't
The narrow situations where Original Medicare pays for care abroad, cruise ship rules, U.S. territories, and how to plan coverage before you go.
- Moving to another state with a Medigap policy
What happens to your Medigap policy when you move, whether you can keep it, when you have guaranteed issue rights, and how premiums change.